Transact Resources and Downloads
Please click on the following to find resources and downloads in the relevant topics:
Financial Education Debt and Credit
Banking Energy
Financial Capability Tools Enterprise
Older People's Finances
Financial Education
SAFE Tutor Guide
Click here for a copy of SAFE's ‘Guide to delivering financial literacy’, designed for use by tutors in various fields who are new to the delivery of financial education.
Experian and the Basic Skills Agency Publish Financial Education Resource
Experian and the Basic Skills Agency are pleased to launch an exciting new financial education resource: ‘Getting Credit: a beginner’s guide’. Experian has worked in partnership with the Basic Skills Agency to produce the teaching pack for use within schools, colleges and adult learning programmes.
To get a copy of Getting credit – a beginner’s guide, click here to download a copy of the resource.
RBS Guide
Access this new financial education resource ‘Taking Charge’ by clicking here.Barclays Guide
Access Barclays' two free financial and life skill activity packs for use by youth leaders with young people, either individually or as a group here.
National Research and Development Centre
Download the Financial Literacy Education and Skills for Life, June 2005 report here.
NIACE Guide
View information on a good practice guide for delivering basic skills and ESOL in the local community here.
Adult Financial Capability Framework
Essential for those working in the field of adult financial literacy and basic skills. Sets out the skills, knowledge and understanding at three distinct levels in an easy to access way. Mapped to the core curriculum documents for literacy and numeracy, and supports the development of contextualised basic skills programmes. Click here for further details and to download.
GEMAP Financial Inclusion Project
This project, a partnership between Glasgow City Council, Stepping Stones for Families and Greater Easterhouse Money Advice Project, aimed at 'Financial independence for local people to take control of their own financial affairs and to promote financial responsibility'. For a report, click here.
Banking
Please visit our Banking Hub to access a full library of reports, research and training resources around banking and financial inclusion
SAFE 'Access to Banking' Guide
To download this user friendly guide developed by SAFE’s Project Workers and aimed at fellow practitioners seeking to help clients access appropriate accounts, click here.
FSA Basic Bank Account Guide
The FSA's revamped (September 2006) ‘No Bank Account’ leaflet, now entitled ‘Basic bank accounts – your questions answered’ here.
Financial Capability Tools
Making the Link: Engaging Social Landlords in Financial Inclusion (Transact 2008)
This brochure is intended to reduce the disparity in the range of services accessible to social tenants by improving the continuity and consistency of initiatives. It makes the social, business and organisational cases for social landlords to get involved, highlights where progress can be made.
It also suggests practical ways in which, social landlords can work with others to make the link between their tenants and financial inclusion. Click here to download the brochure
Making the link: The business case for social landlords investing in financial inclusion (Transact, 2008)
This brochure makes the business case for action by focussing on the potentially serious impact of financial exclusion on social landlords’ business performance. It also uses case studies to present evidence of a direct link between promoting financial inclusion and a social landlords’ business outcomes. Click here to download the brochure.
FSA Consumer Site 'Money Made Clear'
This FSA website, aimed at consumers, provides free, clear, impartial information about financial matters. It is intended tol help consumers get to grips with the financial implications of major life events through the use of step-by-step guides, covering life events. To access the site, click here.
FSA Financial Capability Webpage
To view this webpage which gives easy access to free tools, resources and information to help people in their financial capability work, as well as the latest news on the National Strategy click here
UNIAID, the Students’ Charity
UNIAID has pioneered the use of innovative, online games and their work is making an impact everywhere. They have gained recognition for the success and creativity of their programmes, the number of users and the salience of their mission.
To view their online game, in which users experience all aspects of higher education by keeping a virtual student happy, fed, watered, studious and solvent click here, or their free, virtual experience of university life (which is an interactive student finance learning simulation, in which users learn about the impact of their financial behaviour on their wealth, health and studies) click here.
Safe Futures
Safe Futures provides London’s voluntary sector workforce with free information, training and support on building up savings for the long term, including pensions. Take a look at the site by clicking here, and browse for areas that interest you, such as:
- useful tools, including a simple way to budget
- information on the full service
- booking a participatory workshop
- signposting to other useful sites, such as how to get a forecast of your Basic State Pension
Safe Futures’ service is free and our resources are designed to be shared without any restrictions.
Save Xmas
The Save Xmas toolkit, developed by the Office of Fair Trading, contains everything you need to lead groups or individuals through the issues involved in choosing how to save for Christmas. The skills the toolkit develops are transferable and can be applied to saving for other expensive events. Click here to access the toolkit.
Domestic Well-Being Accounting
The notion of Domestic Well-Being Accounting has been developed by John Passmore. He describes it as a new approach to home and personal accounting. To find out more visit www.dwba.co.uk or e-mail passmore@computer.org
Unlock - Guide to insurance for people with convictions
This guide offers advice to people with convictions who are finding it difficult to get insurance. Click here to access the guide.
Debt and Credit
FSA Debt Test
Link to the FSA consumer debt test which tells if you are in debt already, or likely to be, by entering certain information here
Credit Card Decision Tool
This simple decision tool is designed to help people understand the relationship between monthly repayments and debt. Click here.
Business Debtline
Business debtline offer a range of useful debt-related resources for clients and advisers, including budget sheets, step-by-step guides and sample letters. Click here to access the site.
Energy
Priority Service Register for Vulnerable Consumers
For more information on free services for certain customers by all major energy suppliers click here.
Enterprise
Refugees into business
This Refugee Council-led project provides information, training and toolkits to address some of the barriers that refugees face in starting up businesses. For more information click here.
Benefits Entitlements Calculator
Entitled-to.co.uk provides a simple, anonymous calculator to find out what benefits you may be entitled to, as well as guidance for advisers. Click here.
Older People's Finances
Age Agenda Bulletin - Age Concern
The Age Agenda Bulletin is a free monthly internet-based publication providing an update on older people’s issues and the policy and legislation changes that have an impact on their lives. It covers income and finance, health and social care, equality and human rights, housing and communities, work and learning, consumer and transport and general ageing issues - as well as recent developments in government and parliament affecting older people. Click here
